Graduate School of Banking

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GSB Lending Library

A Suite of Programs with Richard Hamm

The Graduate School of Banking is pleased to offer the comprehensive library of lending-focused seminars -- ideally suited for commercial and consumer lenders alike. Programs are avaialble and valuable as stand-alone webinars; however, we encourage lenders to select all programs in a given category for maximum benefit, as programs within each category will complement one another, and completing all programs will provide a more complete picture in a given category. There is a registeration fee discount when programs are purchased together rather than individually, so you'll save when registering for programs together.

These seminars are exclusive to GSB -- you won't find these courses anywhere else. The GSB Lending Library offers a terrific resource for GSB graduates, as well as students and graduates of state-level lending schools. Choose from:

 

 

Business Financial Statements and Tax Returns

Commercial Lending

Commercial Real Estate Appraisals

Commercial Real Estate Lending

Construction Lending

Consumer Lending

Personal Tax Returns and Cash Flow




CLICK ON THE SEMINAR TITLES BELOW TO REGISTER:


Business Financial Statements and Tax Returns

Developing and Analyzing a Statement of Cash Flows
Developing and Analyizng the Uniform Credit Analysis (UCA) Model
Advanced Cash Flow Issues: Working Capital and Fixed Asset Expenditures
Components of Business Financial Statements & Tax Returns
Cash vs. Accrual Accounting Refresher
Navigating and Analyzing a Business Tax Return
Developing and Analyzing Key Financial Ratios

Click here to register for all Business Financial Statements and Tax Returns training programs in this series for one low price

 

 

 

Commercial Lending

Introduction to Global Cash Flow
Global Cash Flow Mechanics, Including Living Expenses
Expanding from Global Cash Flow into Global Analysis
Four Keys to Loan Structuring
Best Practices for Lines of Credit, Term Loans and Other Credit Facilities
Loan Agreements and Covenants
Five Keys to Better Credit Memos and Loan Packages
Improving Commercial Loan Pricing and Profitability

Click here to register for all Commercial Lending training programs in this series for one low price

 

 

 

Commercial Real Estate Appraisals

Overview of Appraisal Rules/Guidelines and the Review Process
Appraisal Approaches to Value De-mystified
Key Appraisal Components Beyond the Approaches to Value
Overview of Evaluations and Other Valuation Options

Click here to register for all Commercial Real Estate Appraisals training programs in this series for one low price

 

 

 

Commercial Real Estate Lending

Developing a Cash Flow and Key Ratios
Cap Rates and Factors Beyond Debt Coverage and Loan-to Value
Issues with Property Types & Lease Structures
Developing a Global Analysis of Property Holdings

Click here to register for all Commercial Real Estate Lending training programs in this series for one low price


 

 

Construction Lending

Issues in Underwriting Commercial Construction Loans
Administering and Monitoring Commercial Construction Loans
Administering and Monitoring Residential Construction Loans

Click here to register for all Construction Lending training programs in this series for one low price

 

 

 

Consumer Lending

Administering and Monitoring Residential Construction Loans
Analyzing Personal Financial Statements
Overview of Credit History and the Role of Collateral
Overview of Residential Mortgages and Home Equity Lending

Click here to register for all Consumer Lending training programs in this series for one low price

 

 

 

Personal Tax Returns and Cash Flow

Focus on Sole Proprietorships, Rental Property and Farms
Focus on Pass-Through Entities and Schedule K-1s
Focus on Global Cash Flow as an Underwriting Tool for Business Owners
Advanced Personal Cash Flow Issues, Including Capital Gains

Click here to register for all Personal Tax Returns and Cash Flow training programs in this series for one low price

 

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About the Presenter:

Richard Hamm
President & Owner, Advantage Consulting & Training
Huntsville, AL

Richard Hamm has been training bankers for 26 years, specializing in all phases of commercial lending and credit, including portfolio and risk management, commercial real estate and appraisals, plus selling and negotiating skills. His training work includes our top industry associations numerous statewide banking and community banking associations, plus individual banks. On the consulting side, he has been involved in director training, loan policy formation, bank formation (start-ups and acquisitions) and related strategic planning. He is based in Huntsville, AL and owns/operates Advantage Consulting & Training after a 22-year banking career including senior positions in lending and credit. Richard is also on the faculty of the Graduate School of Banking at the University of Wisconsin-Madison.



Program Recordings

Unable to attend one of the live online seminar presentations? No problem. All sessions are recorded and avaialbe for 90 days - plus you can share recordings with others at your bank, a tremendous educational value!



Registration Information

When you register for a live program, you'll gain one connection into the live presentation, unlimited access to the recording for 90 days following completion of the seminar and all handout materials. You're welcome to invite others from your organization to participate and you'll still pay only one registration fee. Feel free to gather around a single computer or use an LCD projector to project the presentation onto a screen -- with no additional cost!

 

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